If you’re age 50 or older and shopping for life insurance, chances are you’ve encountered fewer options than those available when you were younger. But high-quality, competitively priced policies can ...
There are two main types of life insurance: term and permanent. Term life covers you for a set number of years, like 10 or 20. It’s usually the cheapest because it’s simple. You’re just paying for ...
“Unless there’s a need for liquidity, we don’t want our clients putting money into permanent life insurance. We want that money here as assets under management.” I first heard that said over 30 years ...
Many misconceptions surround life insurance — by clients, financial advisors, and agents alike. Financial advisors can help communicate the versatility of life insurance to their clients and help them ...
The U.S. gig economy is made up of roughly 57 million workers, according to the latest data from Deloitte. By 2027, the global accounting firm predicts freelancers and gig workers will become most of ...
Last fall a certified financial planner called me about two clients. The husband and wife, both 78, had a $2 million guaranteed universal life policy sitting inside an irrevocable life insurance trust ...
Recently, the Life Insurance Settlements Association (LISA) released its market statistics for 2025 and the figures are great news for clients and advisors alike. “The 2025 data reflects something ...
With Women's History Month in full swing, Limra is highlighting the untapped potential of the women consumers in the life insurance industry and providing a number of reasons the life insurance sector ...
You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.